Vero Lending – Car Title Loans office in Columbia
We Help You Get The Money You Need Fast and Secure!
We service Car Title Loans throughout Canton and Massillon, Providing a quick process, fair agreements, and friendly local agents in Wooster, Dover, and North Canton
Columbia Auto Title Loans
With the tough economy we’ve all experienced in recent years, many people are suddenly finding it more difficult to pay their bills and stay ahead financially. If you’re finding yourself in need of some extra cash, you may want to join the many others that are enjoying the benefit of car title loans in Columbia. Learn more below.
What Are Car Title Loans?
Car title loans are short-term loans given to borrowers who own a car. Unlike consumer loans offered at banks that may require tons of collateral, car title loans require nothing more than a car that has some value left and a clean title. Once the loan is approved, the car is used as security and the lender’s name is put on the title of the car. As soon as the loan is paid off, the lender’s name is removed and is no longer held as collateral. Many people are now enjoying the many benefits of car title loans. Making the payments can generally be done with credit cards, cashier checks or automatic transfer from your banking account.
What Do I Have to Do?
The process for getting a car title loans in Columbia is relatively easy and quick. The first thing you must do is fill out an application, which can be done easily online or at an office near you. You can call for an appointment to meet with one of the qualified and friendly lenders. The lenders will do everything possible to meet with you at your convenience and answer any questions you have about their car title loans and how the lending procedures work.
Once you’ve completed the application and it’s been approved, you’ll be able to get the cash you need very quickly. Many customers who’ve taken out car title loans have received their money within hours. You’ll be asked to come to our location and pick up your cash. You’ll be amazed, as are most of the customers, at how easy it is to get a car title loan. It’s easy to understand why when it comes to loans, the car title loans are the customers’ favorite type of loan.
Why Are Car Title Loans So Popular?
Car title loans are so popular that many customers come back over and over. Unlike bank consumer loans that can take days or weeks to complete, car title loans are fast and simple. There are not near the requirements found with consumer checks. In most cases, there isn’t even a credit report required. Once you’ve provided a car with a free title and proof of ability to repay the loan, the money is as good as in your hands! Car title loans are a great way to get some extra money for medical bills, unexpected expenses or just for a little shopping.
There are no pre-penalty payments. You can pay the car title loan off as stated in the loan agreement or you can pay it off in just a few months if you suddenly find your finances have improved. You’ll find that the friendly and helpful lenders are always willing to work with and provide you with a pleasant financial transaction.
How Much Cash Can I Get?
The amount of cash you’ll get will depend on the value of your car. Typically, customers can get anywhere from $100 to thousands of dollars. While some car title loan companies may vary in their policies, most will give the customer a certain percent of the value of their car, such as 80%. In a scenario like this, a car valued at $10,000 would allow the customer a car title loan of $8,000. However, your specific lender will answer any of your questions and provide you with the best possible options. If you’re in need of some quick cash, don’t think twice – check out the various car title loans Columbia can provide.
What Type of Documentation or Paperwork is Required?
As stated, getting car title loans is relatively easy. However, there are a few requirements prior to getting your cash. When you come to our office to finalize the loan, you’re generally asked to provide the following:
• Your car title and registration (title must have no liens)
• Proof of identification such as social security card
• Proof of residency such as telephone or utility bill
• Proof of automobile insurance
• Bank statements from previous couple months
• Current pay stub